. Average goods selling time Day 24 18 18 6. Fixed asset turnover ratio Time 0.47 0.55 0.56 7. Total assets turnover ratio Time 0.09 0.14 0.22 8. Debt to equity ratio Time 0.12 0.10 0.60 9. Gross profit

from normal business operation. 2. Financial position (Unit : 1,000 Bath) As of 30 June 2019 As of 31 December 2018 Increased (decreased) Total assets 1,211,560 1,082,750 128,810 Total liabilities

appropriate manner. Banks need to maintain a sufficient level of liquid assets to cope with potential cash outflows in the event of a crisis in accordance with the requirements of Basel III. Banks also have

their deposits and appropriately managing costs by increasing the proportion of CASA and maintaining liquid assets to cope with a severe liquidity situation in compliance with BOT guidelines including the

item for this quarter. Loss from sale of foreclosed assets remained stable yoy with loss for 1Q21 totaled Baht 395 million comparing to 1Q20 loss of Baht 392 million. Loss on sale of foreclosed assets

respectively, stable at 3.7% of total revenue during both years. This was an increase of THB 13.4 Mn or 19.7% and the main factor for the increase was increased marketing expenses Administrative Expenses For the

2019 ( COVID- 19) remained stable from the end of 2021 that there were still had government control measures. However, the epidemic of COVID- 19 began to subside in the second half of 2022. People can be

Rules on Entering into Material Transactions Deemed as Acquisition or Disposal of Assets

Rules, Conditions and Procedures for Approval Concerning Registration of Client’s Assets (No. 2)

Custody of Assets of Clients by Licensed Derivatives Brokers (No. 3)