various segments, the Bank in-house research has revised the Thai economic expansion for the year 2018 to be 4.2% from earlier projection of 3.8%. Despite the improving economy, there are challenges ahead

expansion for the year 2018 to be 4.5% from earlier projection of 4.2%. Despite the improving economy, there are challenges ahead namely 1) Structural changes in Thai economy, particularly high level of

disclosed, nor statement that may be materially misleading. 2. Financial projection for the current year -None- 3. Pending material lawsuits or claims As of September 30, 2018, the Company has a pending legal

Baht 474.14 million and gain projection based on actuarial science method for employee benefits program of Baht 5.90 million, but there was a dividend payment of Baht 360.22 million, resulting in an

transactions with persons who may have a conflict of interest, disclose in the form of related party transactions to be executed. In this regard, the guideline for disclosing the objectives of fund spending

sources of fund for further fundraising. 2. In case of transactions with persons who may have a conflict of interest, disclose in the form of related party transactions to be executed. In this regard, the

where the management company has a business 7 transaction that may cause a conflict of interest, in which case the information on such conflict of interest shall be disclosed, for example, the management

address of the representative, and the nature of any material relationship between the representative and the issuer or its affiliates to indicate whether a conflict exists between its interest as the

กับธุรกรรมการใหยืมหลักทรัพย 2.4 แนวทางในการจัดใหมีการรับเงินปนผลหรือผลตอบแทนอื่นอันเกดิจากหลักทรัพยที่อยู ระหวางใหยืม 2.5 แนวทางในการปองกนั conflict of interests ในกรณีเปนการทําธุรกรรมกับบุคคล

in trade policies of US and China and global economic, the conflict in the Middle Eastern that impacted global oil price as well as the Baht’s ongoing appreciation. As of November 30, 2019, the