decision to be conformed to the Court of First Instance’s judgment. Moreover, the plaintiff and the Company are currently filing the petition to the Supreme Court. At present, the Company has recorded
and no additional construction projects in the year present which all projects will be completed in 2020 The third quarter in the year 2019, there was no income from service whereas the previous year
productivity of our businesses will remain entrenched in the IVL way of doing business. Reporting In order to support transition in capital market coverage and earnings models, IVL will continue to share
to handle a severe liquidity situation in compliance with BOT regulations for Liquidity Coverage Ratio (LCR). The BOT has temporarily relaxed the LCR to lower than 100 percent until December 2021 in
second wave of COVID-19 situation from January to February of 2021. In the fourth quarter of 2020, the consolidated coverage ratio of allowance for expected credit loss to NPL (NPL Coverage ratio) was at
accelerated write off of NPL from last year. In the end of second quarter of 2021, the consolidated coverage ratio of allowance for expected credit loss to NPL (NPL Coverage ratio) was at 243% increased from
% decreasing from 5.8% at the end of previous year as a result from caution on new loan and customer’s relief measures from COVID-19 situation. In the end of fourth quarter of 2021, the consolidated coverage
credit risk (NPL Stage 3) was 5.3% close to the last quarter which decreasing from 5.7% y-y. The consolidated coverage ratio of allowance for expected credit loss to NPL (NPL Coverage ratio) was at 219
for 3 months and up was 4.8% and default receivables in credit risk (NPL Stage 3) was 5%. At the end of second quarter of FY2022, the consolidated coverage ratio of allowance for expected credit loss to