percent and 17.01 percent, respectively, comfortably above the Bank of Thailand’s minimum capital requirements. V3 27/02/63 8 Operating Income and Expenses of the Bank and its Subsidiaries Million Baht

26,928 19,156 (1.3)% 38.7% Ratio of net NPL to net total loans 1.2% 1.2% 0.9% - 0.3% Ratio of loan loss reserves to minimum required provisioning 200.0% 194.6% 205.0% 5.4% (5.0)% Ratio of loan loss

minimum payment for all customers from the previous 10 percent to 5 percent during 2020-2021, before gradually increasing to 8 and 10 percent in 2022 and 2023, respectively. (2) K-Credit Card and Xpress

reference to a minimum guarantee thereunder). The entering into the Right to Sell Advertising Media Agreement constitutes a connected transaction pursuant to the Connected Transaction Notifications because

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

keeps records of lending of money to a client for purchasing securities and lending of securities to a client for making a short sale; 4“initial margin rate” means a minimum rate of money to be paid or

-Home advertising media in Thailand of the Company and/or its subsidiaries (the “Right to Sell Advertising Media Agreement”) with an aggregate consideration of THB 3,500,000,000 (by reference to a minimum

investment for the project is budgeted at 237 million baht. Project Name The minimum purchase amount per day (cubic meter) The total purchase amount (Contract 10 years) (cubic meter) Selling water to

respectively, comfortably above the BOT’s minimum capital requirements. V2 27/08/63 4 In the first half of 2020, Bangkok Bank and its subsidiaries reported a net profit of Baht 10,765 million including Permata’s

(WINNER) At acquisition (Apr 2,2018) No. of shares % 1 Winner Group Enterprise Public Company Limited 800,000 100.00 Total 800,000* 100.00 Remark: * WINNER will be wholly acquired all shares by its minimum