% YoY, as well as the e-Wallet and internet package top-up. In term of lending business, loan to customers is still growing by 86.5% YoY with 0.5% NPL. As at the end of 2Q2020, the total number of

. 2.2 Liability analysis As at June 30, 2020, the Company has total liabilities at Baht 288.56 million which increased from as at December 31, 2019 by Baht 202.19 million or equivalent to 234.09 % which

period7 (days) 94 108 Return on equity3 (%) 10.5% -6.7% Payable days (days) 143 152 Efficiency Ratios Efficiency Ratios Return on assets4 (%) 9.1% -6.1% Liability to Equity (times) 1.1 1.2 Return on fixed

Return on equity (%) 7.3% -13.3% Payable days (days) 143 173 Efficiency Ratios Efficiency Ratios Return on assets (%) 6.5% -9.8% Liability to Equity (times) 1.1 1.4 Return on fixed assets (%) 36.6% -71.8

has recovered from the easing of COVID- 19 measurements and the end of the government measurements including free internet data, free minutes for voice calling, subsidies in utilities in the previous

liability in Q1/2018 as follows. 1. Trade accounts payable has increased by 900.5 million baht which was due to an increase of accounts payable of buying non-performing loans as well as in the sector of

19.5%. There was thus the significant change of the liability in Q1/2018 as follows. 1. Trade accounts payable has increased by 900.5 million baht which was due to an increase of accounts payable of

such as setting the maximum number of employees per branch based on sales volume, issues a Leave Without Pay policy, and controls the costs associated with rent by requesting a rent reduction to the

material information as follows: (1) provision that the liability of the unitholders is limited to an amount not exceeding the amount of the investment units that have not been paid to the management company

Assets (ROA) (%) 21.45% 13.74% 7.71% Remark: * Calculated based on the number of issued and paid-up ordinary shares deducted by the number of treasury share GP = Gross Profit, EBITDA = Earnings before