restructuring and cost management as well as reserve requirements to comply with LCR guidelines under Basel III. In terms of loan quality, non-performing loan (NPL) stood at Baht 465 billion or a ratio of 2.98
concession arrangement in accordance with percentage of completion of the fair value of assets. The Group’s management also recognized cost of construction under a concession arrangement at actual cost
management recognized revenue from construction under a concession arrangement in accordance with percentage of completion of the fair value of assets. The Group’s management also recognized cost of
accordance with percentage of completion of the fair value of assets. The Group’s management also recognized cost of construction under a concession arrangement at actual cost in the same amount. No gain and
increase 13.00%, because there are expenses related to the extraordinary general shareholder meeting and cost of capital increase. 5. Management benefit expenses For six months ended June 30, 2018 the
construction management fee totaling amount of 14.50 THB mm which are presented in "Other income". This result in a cost reduction of the Veranda Residence Pattaya project which increase in gross profit margin
expense which including director and management remuneration expense in 3Q/2024 were 2,187 million baht. As a result, the Cost-to-Income Ratio for 9M/2024 became 38.8%. However, the Company will be able to