for outstanding ESG performance in terms of environmental, social and governance (ESG 100) by Thaipat Institute which the company was voted for the third consecutive years. However, the company’s

third consecutive years. LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2017 Page 4/23 However, the company’s securities has selected in

the company was voted for the third consecutive years. However, the company’s securities has selected in the SET High Dividend 30 Index or SETHD from the Stock Exchange of Thailand which the price index

for the third consecutive years. However, the company’s securities has selected in the SET High Dividend 30 Index or SETHD from the Stock Exchange of Thailand which the price index reference 30 shares

market value of at least THB 10,000 million for the most recent four consecutive quarters. However, such criteria of average market value do not apply to the offer for sale of structured notes in private

member cards increased 4% y-y. For branch development network, the Company has opened 2 new branch and closed down 6 branches to save operation cost. As a result, the Company has 107 branches, opened AEON

closed down 10 branches to save operation cost. As a result, the Company has 111 branches, opened AEON Lounge total 12 locations to facilitate gold card and platinum card members, 469 ATMs, and over 17,400

liabilities as at 30 June 2017 is 1.0:1 which is closed to the ratio as at 31 December 2016 at rate of 1.1:1. Please be informed accordingly. Yours sincerely, (Mr. Arin Jamnaree) Financial Controller

villas closed for renovation from April to November 2016. 2 A 50%-owned business. Acquired 26 hotels (2,883 keys) in October 2015 and 3 hotels (229 keys) in September 2016. Page 4 of 6 Commercial Property

same period in the previous year. Drop in revenues mainly came from closed non-performance branches together with high competitive situation focusing on the pricing competition directly affecting to