compensation of the benefit received from committing the offense in an amount of 1,240,370.00 Baht     - a civil monetary penalty of 1,550,462.50 Baht    

; - a civil monetary penalty of 666,666.66 Baht SEC Act (before the fifth amendment) Section 241 in conjunction with Section 86 of the Penal Code Civil Action Dated 09/01/2026

/2026 agreed to comply with civil penalties determined by the Civil Penalty Committee as follows :     - a civil monetary penalty of 500,000.00 Baht    

business strategies, the aforementioned endeavors allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad. B Contents Page

diverging monetary policies, businesses may have to contend with Thai Baht volatility and rising interest rate trends. Given the changing customer behavior amid new technologies, regulatory changes and

exchange rate was 31.30 THB/USD, stronger than the level 31.62 THB/USD during the same period last year, but weaker than 30.28 THB/USD seen in the previous quarter. The Monetary Policy Committee (MPC

operating performance allowed KBank and K Companies to meet business targets while also gaining wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in this

allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in this quarter. C

gaining wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in this quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1

. Bhusana and Marupong had signed in acceptance of the complete construction and approved the full payment when in fact the construction was incomplete.  Case 8: Committing a fraud by misappropriating money