Management Discussion and Analysis for the Second Quarter of Year 2017 Business Overview Business overview of One to One Contacts Public Company Limited and its subsidiaries (“the Group”) for the

at around one million THB. It is in accordance with the Affordable House Strategy that aims to hand over high-quality residence to low-income earners. As a result of the above problems, the operating

 New services such as one additional bank of money transfer service, public utility payment, social security fund contributions payment and other services The Company aims to expand Boonterm kiosk to

and Administrative expenses Selling and administrative expenses increased year-on-year, mainly due to one-time expenses related to the acquisition of Sakthi Global Auto Holdings Limited (SGAH). Net

services such as one additional bank of money transfer service, public utility payment, social security fund contributions payment and other services The Company aims to expand Boonterm kiosk to reach

the third quarter and 9 months ended September 30, 2017, accumulated amount of 267.1 million baht. Due to an increase of investments in joint ventures with Nomura Real Estate Development Co.,Ltd, one of

through “Boonterm kiosk” of Bt32,000mn  New services such as one additional bank of money transfer service, public utility payment, social security fund contributions payment and other services The Company

. Masahiko Fukamachi or Mr. Tadashi Hiroaka, any one of these five persons can sign jointly with either Mr. Narongsak Jivakanun or Ms. Duangkamol Settanung totalling two persons with the Company’s Seal affixed

foreign currency exchange rate increased, mainly due to appreciation of THB against USD which affected loan given to SGAH, amounting to Baht 189 million. Other expenses included several one-time expenses

Contacts will develop their skills and knowledge. The Contacts may participate in either one or more of the following activities namely, (i) attending a training course or seminar organized in-house by a