smartphone segment, including Android and Apple, in preparation for opening of "Advice iStore" stores. Rent and service fees from the opening of additional branches and the expansion of space to accommodate

in better debt collection performance, as well as the Bank of Thailand’s extension of relief measures, which allow a reduced minimum payment rate of 8% on credit cards for an additional year as well as

various forms, namely investment in additional equipment, indemnity expenses, delays in commercial operations, and forced cancellation of projects, not to mention indirect effects on the image of customers

have put in place measures for managing relevant risks under operational risk management framework and established additional IT risk management policies and framework for enhanced efficiency in work

statement must be included “The securities issuer or its existing shareholders (as the case maybe) allows the underwriter to allocate additional number of shares originally set by the securities issuer to

lower risk from 2017 as follow: DuPont Analysis 2016 2017 2018 Return on Equity or ROE 15 (%) 16.26 14.55 8.37 Operating Profit Margin 12 (%) 11.74 12.12 8.29 Total Assets Turnover 18 (times) 1.09 1.03

2018 as follow: DuPont Analysis 2017 2018 2019 Return on Equity or ROE 15 (%) 14.55 8.37 9.08 Operating Profit Margin 12 (%) 12.12 8.29 9.13 Total Assets Turnover 18 (times) 1.03 0.96 0.93 Equity

higher efficiency in profit generation; whilst, lower asset utilization and lower risk from 2016 as follow: DuPont Analysis 2015 2016 2017 Return on Equity or ROE 15 (%) 13.15 16.26 15.24 Operating Profit

sales to the public; (4) In case of initial public offering of shares for the purpose of listing such shares on the Stock Exchange, if any securities underwriter does not follow the fair allocation

for the purpose of listing such shares on the Stock Exchange, if any securities underwriter does not follow the fair allocation procedures, such securities underwriter shall also proceed as follows: (a