Real estate and construction 23,469.3 21,590.0 1,879.3 8.7 Public utilities and services 39,017.4 40,245.3 (1,227.9) (3.1) Housing loans 23,572.5 27,342.4 (3,769.9) (13.8) Financial intermediation

mining 867.9 183.3 684.6 373.5 Manufacturing and commerce 39,909.8 33,602.2 6,307.6 18.8 Real estate and construction 22,893.8 21,590.0 1,303.8 6.0 Public utilities and services 40,527.0 40,245.3 281.7 0.7

business loans December December Variance 2019 2018 Amount (%YTD) Agricultural and mining 12.9 867.9 (855.0) (98.5) Manufacturing and commerce 38,315.5 39,909.8 (1,594.3) (4.0) Real estate and construction

and operate in real estate Related transaction: No any related transactions Shareholders: 1. Mr. Seree Techateerawat 90.00% 2. Mr. Prakit Techateerawat 5.00% 3. Mrs. Anong Techateerawat 5.00% Director

monitoring impacts of COVID-19 pandemic on our industrial customers' operational plans. In Q3/2020, electricity and steam demand from our petrochemical customers in Map Ta Phut Industrial Estate and our

Holding Company investing in retail business such as mobile phone distribution and accessories, non-performing debt management, real estate development, hire purchase (associated company), personal loan

-Value (LTV) ratio for mortgage loans which led to a decline in bank lending to the real estate sector. The Bank of Thailand also implemented policies to encourage commercial banks to focus on sustainable

1,536 Million Baht and long-term loans to related party of 2,418 Million Baht which was mainly from fund flow of Apollo’s deal, real estate projects for sales under development of 12,582 Million Baht

of 6,711 Million Baht, cash and cash equivalent of 1,536 Million Baht and long-term loans to related party of 2,418 Million Baht which was mainly from fund flow of Apollo’s deal, real estate projects

in its scheme the actual real estate to be acquired pursuant to the Notification of the Office governing rules, conditions and procedures for establishment and management of property funds. (UNOFFICIAL