2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 3. Business Directions and Operations of Core Businesses 7 3.1 Sustainable Development and Corporate Governance

year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan

customers to switch an operator, pressuring industry’s ARPU. Convergence players continued their focus on cross-selling to increase revenue per household. Moreover, with development in game industry, low

Director at the Digital Government Development Agency (public organization) (DGA). His professional experience includes development of digital standards of government agencies, cyber security and member of

EakPhoomsub Development Company Limited EakPhoomsub Development Company Limited offered for sale newly issued securities in the category of debentures without approval from the SEC Office which is in

interest rate of 4.18% p.a. In December 2018, BGRIM issued the first green and climate bonds in Thailand with an amount of Baht 5,000 million which solely invested by Asian Development Bank (ADB) with term

expected to increase further, following the acceleration in the disbursement on infrastructure projects. In addition, the development of the Eastern Economic Corridor (EEC) projects has been progressing

4.2% 6.3% 15,981 16,418 (2.7)% Interbank and money market items 307 242 266 26.9% 15.4% 805 868 (7.3)% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,442

, private consumption and tourism. Both private and public investments remain largely at stable levels whilst consumer spending is constrained due to high household debt levels, decline in agricultural

, Integration, Development and Engagement (DECIDE), to ensure a stable and sustainable regulatory agency and the Thai capital market.”   SEC Deputy Secretary-General Sirivipa Supantanet gave a presentation