distribution expenses in 2023 will be higher than in previous years. Impairment loss on financial assets Impairment loss on financial assets in Q4–2023 had a negative balance because the Company has reversed the
been paid to investors. The company continues to experience a negative cash cycle, indicating that it does not rely on financial institutions, leading to a consistent reduction in financial costs. The
Calculation Formula 1. Net Tangible Assets criterion (NTA) Unable to calculate as NTA of KMM is negative. 2. Net after-tax profit criterion Unable to calculate as net after-tax profit of KMM is negative. 3
to closely monitor credit quality and maintain high levels of capital fund and loan loss provisions to withstand a potential adverse impact from economic uncertainty. Credit Rating LH Financial Group
project financing requests that could have adverse impacts on the environment and society. Business units are responsible for continuous and active management of all relevant risk exposure to be in line
problem which is harmful to human health. All of these events, which are spreading across the globe, have an adverse impact on individuals and the economy as a whole, in the short and long term, and will
นั้นตองไมทําใหผูถือหุนของบริษัทแมเสียประโยชน หรือสงผลกระทบเชิงลบตอผูถือหุนเดิม (adverse impact) - บริษัทแมตองมีวิธีในการคุมครองสิทธิประโยชนของผูถือหุน โดยจัดสรรหรือใหสิทธิพิเศษในการซื้อ
measure, the Bank continued to set aside additional expected credit losses (Management Overlay) in the amount of Baht 998 million for any possible adverse impact from the current situation. Total allowance
classification, the Bank adheres to accounting guidelines regarding providing temporary relief measures to debtors affected by adverse Thai economic conditions. In this regard, the Bank is allowed to provide