increased by 9% y-y, especially in personal loan and hire purchase products as well as continued growth from bad debt recovery by 33% y-y. The revenue from overseas subsidiaries grew by 60% y-y as a result of

)  Expanding to 2 new businesses, namely Personal Loan / Nano Finance Business and the payment system for member stores (Merchant Network) 6 Forth Smart Service Public Company Limited (FSMART) 1Q19 Management

2020. At the present, Forth Smart Trading Co., Ltd., a subsidiary of the Company, has already received a license from the Ministry of Finance through the Bank of Thailand to do personal loan, nano

been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 95% of total personal loan sales which

the Company’s branches. In addition, a variety of online transaction channels have resulted in the Cardless transactions currently accounted for 95% of total personal loan sales, which Promptpay service

credit card spending and acquisition of new credit card customers. In addition, our consolidated revenue from Personal Loan were 10,385 million baht, stable from previous year and consolidated hire

the resignation letter from his position as the director of the Company, effective form June 12, 2018 onwards due to his personal reason. 11. Approved that the determination of the date of the

Company, effective form June 12, 2018 onwards due to his personal reason. 11. Approved that the determination of the date of the Extraordinary General Meeting of Shareholders No. 1/2018 will be held on

director of the Company which has submitted the resignation letter from his position as the director of the Company, effective form June 12, 2018 onwards due to his personal reason. 11. Approved that the

Describe the Company’s policies and procedures for preventing directors and executives from using inside information for personal gain, and for monitoring their securities trading especially during the month