December 31 , 2018 , the Comprehensive Income Statement and the auditor’s report, which are audited by the auditor for the year ended December 31, 2018. Agenda 5 To approve the annual dividend payment and

Position as of December 31 , 2018 , the Comprehensive Income Statement and the auditor’s report, which are audited by the auditor for the year ended December 31, 2018. Agenda 5 To approve the annual dividend

Partnership – The Digital Shopping for The New Normal BAM; on June 01, 2020, the Company launched an online marketing campaign via Shopee to capture the demand of customers in E-commerce market. 1.3 Annual

Ministry of Commerce Projection by KResearch 2017 2017 Ye ar -o n- Ye ar C ha ng e (p er ce nt ) 2 1.2 Banking Industry and Competition In the third quarter of 2017, net profit of most commercial banks

(5.87) - (5.87) -100% Amount transferred to profit or loss (1.26) - (1.26) -100% Income tax relating to profit (loss) components of other comprehensive income 1.43 - 1.43 -100% Net other comprehensive

Limited and its Subsidiaries Statements of comprehensive income Note 2019 2018 + (-) % Income Revenue from sale of goods 3, 4, 26 4,519,785 8,677,870 -92% Revenue from service - Tolling - - Reversal of bad

1,575 derivative Share of profit (loss) from Joint Venture - (1) n.a. Loss on recognition of other comprehensive (22) - n.a. Income resulting from change in status of investment Loss from measurement of

across the world with the national standards with the various and comprehensive products and services including: - Letter of Credit - Bills for Collection - Trust Receipt - Shipping Guarantee - Packing

the same period last year, reflecting the concentration of domestic demand. This, combined with structural factors such as the expansion of the global value chain and e-commerce, increased the

power with business partners through bank network across the world with the national standards with the various and comprehensive services including: - Letter of Credit - Bills for Collection - Trust