ended 30 September 2019, which net profit has changed more than 20% from the last year as follows: Statement of Comprehensive Income Unit: Million Baht 30 September 2019 30 September 2018 Increased

financial statement with FKRMM, NDR’s profit will implicitly increase because since the year 2014 to 2016, FKRMM has continued operating profit of 66.23, 61.12 and 54.58 million baht respectively (refer to

VAT ID 0107538000151 Thailand W www.wiik-hoeglund.com Statements of financial position Million Baht 2017 (Audited) 2018 (Management statement) Assets Current assets  Cash and cash equivalents 0.04 1.05

highest value from the base of net operating profit, the transaction size equals to 165.70% computed from the latest financial statement ended September 30, 2017 (No other acquisition transaction per

and Analysis For the 1st Quarter Ended 31 March, 2019 Page 3 2. Operation performance according to consolidated financial statement Unit : Million Baht 2019 2018 Revenue from sales and rendering of

described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 2Q/22 %YoY 1H/21 1H/22 %YoY 1H/21 1H/22 %YoY Credit card income Loan income Hire-purchase income Other

respectively. Details of each business can be described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separated 3Q/22 %YoY 9M/21 9M/22 %YoY 9M/21 9M/22 %YoY Credit card

income attributable to: Equity holders of the Bank 5,123,220 6,114,527 (991,307) (16.2) Non-controlling interests 1,283 26,523 (25,240) (95.2) Earnings per share of Equity holders of the Bank Basic

1,291 2,303 (1,012) (43.9) Total comprehensive income attributable to: Equity holders of the Bank 5,624,640 5,123,220 501,420 9.8 Non-controlling interests (37) 1,283 (1,320) (102.9) Earnings per share of

: Equity holders of the Bank 1,416,416 1,485,097 (68,681) (4.6) Non-controlling interests 20,772 27,645 (6,873) (24.9) Earnings per share of Equity holders of the Bank Basic earnings per share (Baht) 1.40