Quarter ended 30 September 2020 Page 3/19 Thailand's Private Sector Collective Action Coalition Against Corruption Certificate LH Financial Group Public Company Limited, Land and Houses Bank Public Company

expansion and new project development and expenses related to the bidding of the projects for procuring electricity from renewable sources of the government sector. In first quarter of 2023, the Group were

doubtful accounts 146,807 140,021 124,446 * Less deferred revenue The highest portion of lending was the manufacturing and commercial sector, at 41.1 percent, followed by 20.4 percent to utilities and

sector has project value more than 10,000 Million Baht, CAZ can perform construction service by being sub-contactor from the main contractors. As at 31 December 2018, the Group has backlog for construction

from SMP E&I service, Fabrication and Other services, and Civil & Building Services. As the customers in Petrochemical and Energy sector have project value more than 10,000 Million Baht, the Group can

Fax: 02-455-2763 1. Conversion kit installation income decreased 0.72 Million Baht or 53.73% compared to the same period of last year because of the decreased in LPG usage in transportation sector. Then

the global market. Meanwhile, the demand for stainless steel started to increase as the country's economy began to grow steadily as the result of the export sector, private consumption, tourism sector

decrease in inventories at amount of Baht 171.14 million which was due to delay of project and delivery from private sector. 3. A decrease in investment in available-for-sales securities (MILL) at amount of

sector. 2. A decrease in trade accounts receivable at amount of Baht 24.51 million due to the impairment of trade receivables increased by Baht 55.07 million (according to Thai Financial Reporting

sector continued to recover as the number of foreign tourists increased due to the relaxing of travel restrictions, especially international travel, and the relaxing the practice of wearing masks across