legal reserve. The company had provided full reserve for 10% of registered share capital. The record date for the right of receiving dividend will be on Thursday 22 August 2019. The payment date will be

right time with ever-greater consideration of consumer protection and customer privacy, taking into account the changing customer expectations. Along with this, we focus on predictive risk management

article of association, the Company has fully allocated legal reserve. Therefore, the Company is not obliged to additionally allocate net profit as a legal reserve. Page 3 of 11 Agenda 4 To consider the re

, morality and ethics, which will be useful for the fourth and fifth-year reserve officer training cops students to live their lives and do their work in the future. The SEC officials will give lectures on

million baht in year 2017, 2018, and 2019 respectively. SG&A ratio is 14.64%, 13.83% and 14.35% for year 2017, 2018, and 2019 respectively. In the year 2019, there are additional reserve for employee

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segments, we focus on creating innovations and managing financial products, as well as reinforcing our sales and service quality excellence, with greater consideration of consumer protection in order to

year end 2018 dated on December 31, 2018. 3. Approved to propose to the AGM to consider and approve the allocation 5% of net profit of the year 2018, or 3,156,801.55 baht as legal reserve, which the

management, work system and data security in compliance with law and international standards, as well as appropriate user protection. 2. Eligible banks must have investment and income ratio of IT-related