other currencies in the same region, due to capital outflow from emerging countries, including Thailand, to developed nations such as United states, (Source: SCB Economic Intelligence center). In the

Operating Results 3.2. Cash Collection from NPLs and NPAs Management Businesses 3.3. NPLs by Portfolio Concentration 3.4. NPAs Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking

Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking Statements 5.1. BAM’s Business Opportunity 5.2. COVID-19 Impact IMPORTANT DISCLAIMER The information contained in this document has been

. Essentially leaving the Asian region market’s diesel supplies in a surplus. Gasoil and Dubai crack spread (GO/DB) lowered by 2.23 $/BBL compared to the averaged 14.98 $/BBL in the preceding quarter. The spread

increased 0.51 $/BBL compared to the average -4.96 $/BBL in the previous quarter which was affected by incremental demand in the Middle East, after the region entered its summer season, leading to higher fuel

oil to generate electricity in the region. Other than the previously mentioned, exports from Mexican refinery decreased due to a fire that broke out at a refinery. While the Venezuelan refinery had a

ระหวำ่ง กลุ่มประเทศสมำชิกในอำเซียน (ASEAN CIS) ไดแ้ก่ ไทย สิงคโปร์ และมำเลเซีย (3) Asia Region Funds Passport (ARFP)2 ซ่ึงเป็นโครงกำรเสนอขำยกองทุนรวมขำ้มพรมแดนระหวำ่ง กลุ่มประเทศสมำชิก ไดแ้ก่

802.1 -24.6 Total Year 3,131.8 3,149.9 -18.1 3,422.3 3,306.8 115.5 Table 4: Sales and volume sold, by Region (PCB Sales @ Factory price) % Incr. (Decr.) Y-o-Y Q-o-Q 4Q18 Y2018 1Q19 2Q19 3Q19 4Q19 Y2019

, and among other countries interested in investing in the region, such as Japan and China. Overall, the Thai economy is heading towards a recovery path in line with that of the global economy, albeit

grow. Expanding business toward secure debt acquisition to manage. And set up collection business in CLMV region. Management and Discussion Analysis FS2017 Page 7/7 Jaymart Public Company Limited 3