from the growth in deposit consistent with the overall expansion in loan portfolio. Cost of fund for 2018 was maintained at 2.3%, the same level as in 2017. For the year ended Consolidated Change Dec 31
still expects that the BOT will maintain the policy rate at 1.5% until the end of this year. For the auto industry, expansion continued during the third quarter for both the passenger and commercial
contribute to the rate hike are to curb financial stability risks and to start building policy space. In the auto industry, expansion continued during the 11 months of 2018 with total number of car sales at
exchange rate of receivable under finance lease agreement, gain(loss) on forward contracts, insurance claim and gain from business acquisition. Change QoQ Consolidated financial statements Change YoY 2
amount of 195.86 million Baht, an increase of 15.57% from year 2017, which had revenue from services amount of 169.48 million Baht from branch expansion and increasing customers. 4. Cost of services In
million baht or 17. 01% . The increase was due to additional of borrowing to support hire purchase loan expansion and maintained the company interest spread. For the provision expenses for the fourth
investment in a medium-sized booth of the painting segment to support new orders during the late of year, the expansion of the building and warehouse at Chonburi branch to support business expansion and to
service expenses increase THB 7.40 million or 90.53% due to expansion of Banquet Room and Restaurant business and also Real estate development business. 3.2) Administrative expenses increase THB 8.97
facilities finance institutions to facilitate the expansion of the business Net profit (loss) The company recorded a net loss of 39.60 million Baht for the year ended December 31, 2018, an increase in net loss