mobile wallet platform “VIA” with an aim to facilitate seamless cross-border payment for both Thai and Singaporean travellers, while playing an important role in being the operator ready to provide a cross

% Reported EPS after PERP Interest (THB) 4.61 3.98 16% 0.37 1.75 1.91 (81)% Core EBITDA/ton ($) 138 110 25% 113 150 111 2% Operating Cash Flow5 989 852 16% 250 276 215 16% Net Debt to Equity (times) 0.87 0.75

Major Events in 3Q18 CPN is selected into the DJSI World and DJSI Emerging Markets Indices in 2018. The acquisition of GLAND, which has high potential assets, is an important step for CPN to become a

. Executive Summary 2. AMC Industry Outlook and Overview 3. Regulatory Considerations 4. Management Discussion and Analysis 5. Key Financial Ratios 6. Forward looking IMPORTANT DISCLIAMER The information

considerable reduction to Baht 70.3 million, compared to Baht 119.6 million in Q3 2023 in thanks to effort to reduce net interest bearing debt. Net profit (loss) attributable to equity holders and Net Profit

and approved the following important matters: 1. Approve the disposal of rights under the Loan Agreement including the Pledge Agreement and the Memorandum of Understanding re: the feasibility study on

to 10.36636 billion THB. 4 As a result of the above reasons, the interest-bearing debt to equity ratio and the debt-to-equity ratio have increased from 0.82:1 to 0.91:1 and from 1.00:1 to 1.14:1 as of

debt level and severe competition in the real estate market, the Company is rated A- by Tris Rating Co., Ltd. The Company is, therefore, able to save costs from lower interest rate when raising funds

entities whereby additional criteria other than the oversight of general debt securities have been established. The is to implement more stringent procedures for screening the quality of debt securities

. The SEC and the AOP will continue to collaborate to support the use of PVDs as an important tool for long-term savings and investment and a key financial resource for employees after retirement. The