2Q17 3Q17 4Q17 2017 Loan growth 0.6 (0.8) 1.3 2.8 0.2 4.8 9.3 NPLs/ Total Loans (excluding interbank) 5.6 5.6 5.6 5.8 5.6 5.0 5.0 Total loan loss reserve/ Total NPLs (coverage ratio) 110.1 110.1 110.0

Overview In term of the retail industry in 2Q17, low growth rate has been continued from the previous quarter due to the higher household debts and credit card debts from middle-low consumers in which

in Thailand amounting to THB 65.05 million and (3) Advance payment for reserve the program rights to export sales amounting to THB 451.68 million to support the growth of the export sales of program

the main trading currency of the company), resulting in the company recognized revenue from sales of foreign currency decreased For domestic market, revenue from sales increase lightly due to growth of

last year. When excluding exports of gold, value of exports declined by 3.5% mainly from the slow economic growth of trading partners including 3 the shutdown measures imposed by several countries with

subsidiaries Percentage 1Q18 2Q18 3Q18 4Q18 2018 1Q19 Loan growth 5.7 4.3 3.5 3.8 18.5 1.9 NPLs/ Total Loans (excluding interbank) 4.7 4.5 4.2 4.1 4.1 4.1 Total loan loss reserve/ Total NPLs (coverage ratio

Page 1 of 6 Performance Overview In 2017 Singha Estate Public Company Limited (“the Company” or “Singha Estate”) reported a consolidated net profit of Bt572mn, representing a growth of 236% YoY with

investment start to flow back to USA, US Dollar start to get stronger in the long term (Source: The bank of Thailand). The overall global aviation industry in the first quarter of 2018, a growth in passenger

, US Dollar start to get stronger in the long term (Source: The bank of Thailand). The overall global aviation industry in the first quarter of 2018, a growth in passenger traffic was supported by 7.2

growth of the business since 2018 and the fact that the Thai Baht value appreciated against US Dollar, the Company had loss on exchange rate, resulting in a decrease in net profit ratio (ROS) from 20.41