Policy Office (FPO), the Bank of Thailand (BOT), and the Deposit Protection Agency (DPA), delivered lectures on finance, investment, deposit protection, and raised awareness against investment scams to

measuring consumers’ confidence on current economic situation and the next 6 months. The number of foreign tourist arrivals in second quarter and first-half registered an 9.1% and 12.5% growth respectively

480 (188) (39.1) Others 22 3 19 614.0 Interest expenses totaled Baht 5,033 million, an increase of 19.4% yoy from the growth in deposit consistent with the overall expansion in loan portfolio. Cost of

sustain its growth. Overall, however, it was plagued by weak exports and tourism amid the global economic slowdown. Aside from these challenges, businesses had to contend with more complex competition

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ended March 31, 2018 In the first quarter of 2018, Thai economic growth gained

early in the quarter following the launch of special fixed deposit campaigns by large commercial banks and certain mid-sized banks. Looking at the remainder of this year, overall loan growth is expected

issuance of new debentures. Meanwhile, interest expense on deposits increased by 7.5% from the increased in deposit amount by 20.9% yoy consistent with the growth in overall loan portfolio. The cost of fund

totaled Baht 1,386 million, an increase of 21.2% yoy from the growth in deposit consistent with the overall expansion in loan portfolio. Cost of funds for 1Q19 remained stable at 2.3% comparing to 1Q18. For

content acquisition to support the growth of the business since 2017 and the fact that the Thai Baht value appreciated against US Dollar, the Company had loss on exchange rate, resulting in a decrease in

quarter of 2018, the Thai economy expanded well, driven by both growth in the foreign sector and gradual improvements in domestic demand. Merchandise exports improved both in terms of export quantity thanks