and equity instruments, retirement mutual fund (RMF) and long term equity fund (LTF). 4.4 Currency Exchange Service is the service for currency exchanges including USD (US Dollar), EUR (Euro), GBP

: 3.1 Internet Banking on Mobile (LH Bank M Choice) is a financial transaction service on smartphone and iPad with global standard on security. This service provides an easy-to-use menu and respond to

Company reported net profit for year 2019 at 356.7 million baht of which gain attributable to equity holders of the Company at the amount of 350.8 million baht. Earnings per share equaled to 0.17 baht. 4

and dividend payment. As at 31 December 2019, interest-bearing debt amounted to Bt94,184mn with debt to equity ratio of 1.36 and net debt to EBITDA of 0.92. Therefore, the company has strong capital

estimated doubtful debt of 4 million baht, recorded in the financial statements in accordance with the accounting standard Financial Issue No. 9 - Financial Instruments (TFRS9), thus, the Company has a net

Company and the local intermediary shall comply with the regulations specified in the Notification on Standard Conduct of Business unless the Notification on Rules on Cross-Border Offerings of Covered Funds

2020. The standard affecting the group's operations is IFRS 9 Financial Instruments in which influenced the financial business as well as Thai Financial Reporting Standard 16 Leases that affect the

spending via QR code with popular merchants, as well as acceptance of payment via Alipay and WeChat Pay.  High Net Worth Individual We are determined to perform at the standard of an international

1,831.9 538.1 29.4 Deficit from business combination (22.9) (22.9) - - Total equity 11,331.1 10,793.0 538.1 5.0 Statement of Financial Position Change Analysis of Financial Position 10 Assets Total assets

mainly due to the amortization of lease liabilities that are more than 12 months following Accounting Standard of the regular accounting period. Total EquityE As of 30 June 2021, the total equity of the