-2” means a license to undertake derivatives business in various categories consisting of derivatives brokerage and derivatives dealing limited to debt-securities derivatives and derivatives advisory

the EBT of UE, which was funded by a capital increase via issuance of preferred shares in the first quarter  Net debt to equity ratio as of 30 September 2018 stood at 0.53x, an improvement from 0.93x

the THB that affected the value of the Company’s overseas assets. • Net debt to equity ratio as of 31 December 2019 stood at 0.48x, an improvement from 0.55x in 31 December 2018. SIGNIFICANT EVENTS

(e); (2) bonds having high-risk or complex characteristics including: (a) hybrid securities with debt repayment period longer than 270 days as from the date on which hybrid securities have been issued

including: (a) hybrid securities with debt repayment period longer than 270 days as from the date on which hybrid securities have been issued. In addition, such hybrid securities shall have one of the

quarter, excluding short-term loans from other persons and short-term debentures that are due within 1 year of issuance. ⬝ must obtain written consent from the bank before incurring a debt burden of more

lockdown offset by improving bad debt expense. Net FX loss was Bt181mn in 3Q20, turned negative, compared to FX gain of Bt344mn in 2Q20 as THB had depreciated against USD and increased capex payable. Finance

revenue by 24% YoY, through expanding acquisitions and campaigns to deliver a superior service standard within 24 hours. Enterprise and other service revenue, driven by digital transformation in the Thai

business license (ข)”1 means license to undertake securities business in various categories consisting of (1) securities brokerage of debt securities and sukuk; (2) securities dealing of debt securities and

interest rate of short-term loan within 1 year comparing to 2017. Costs of funds were 2.29% as at December 31, 2018 slightly increased from December 31, 2017 at 2.08%. The consolidated financial costs of the