licensed securities business operators in the category of private fund management – professionals who possess the requisite knowledge and expertise and operate under the supervision of the SEC

Bangkok, June 5, 2014 ? The SEC joined with the Association of Thai Securities Companies, the Association of Investment Management Companies, the Thai Bond Market Association, The Thai Bankers

of the accounts. The requirements aim to better reflect actual financial status and debt repayment capability of every client thereby enhancing securities companies? risk management and thus preserve

comprises Strategy and Planning Department, Research Department, Market Supervision Department, International Relations Center and Enterprise Risk Management Center. Assistant Secretary-General Duangmon

V2 12/11/62 0 V2 12/11/62 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in the Third Quarter of 2019 The Thai economy in the third quarter of 2019

Maturity The rate of return on investment in debt instruments held until maturity shall be displayed. The calculation method shall be in accordance with the rules of the Association of Investment Management

MDAE_3Q19 Management Discussion and Analysis for the 3 rd Quarter 2019 Ended November 30, 2019 AEON Thana Sinsap (Thailand) Public Company Limited (“the Company”) has already submitted the

also received debt repayment from the securities business receivable, and subsequently reversed the allowance for doubtful account by Baht 20.06 million.  Innotech Asset Management Co., Ltd. had partial

1 | MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR 2020 Management Discussion and Analysis for the Year 2020 1 March 2021 In the 3-month period of Q4-2020, UWC reported gross margin of THB 28.04

improvement in the area of financial management. The economic impact of this issue is not only at individual level but certainly extends to national level. For Thailand, household debt level has reached 85% of