31 MARCH 2019 LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter ended 31 March 2019 Page 2/19 Overview of Business Operation LH Financial Group Public

MARCH 2019 LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter ended 31 March 2019 Page 2/19 Overview of Business Operation LH Financial Group Public Company

structure categorized by business groups (Unit : Million Baht) Q3/2022 Q3/2023 Increase (Decrease) %YoY 9M2022 9M2023 Increase (Decrease) %YoY Amount % Amount % Amount % Amount % Retail Business 2,252.79

: Company Date of agreement AEON Credit Service Systems (Philippines) Inc (“AEON Systems”) Agreement period is one year from December 2017 to November 2018 Contractual parties with AEONTS and its subsidiaries

securities business of Baht 706 million, Brokerage fees from derivatives business of Baht 211 million. The decrease in Brokerage fee income was mainly due to a decrease in average daily trading volume of the

days of credit term The reason In order to reduce outstanding of unused equipments and create maximum benefits for the Company and its subsidiary, CCCS sold equipments to Kinpo-China. The total

of participating in the investment, the Company agree to pay the deposit in cash or procure the Standby Letter of Credit as a deposit in the amount of NOK 369 million (or approximately THB 1,480

?s offering of its newly issued ordinary shares to AM, an enter into the Business Assistant Agreement between the company and AM, and GJS share acquisition. As the aforesaid transactions are deemed the

increasing by 268% compared to the period at the previous year. 2. Financial Performance Summary – by business Revenues by business THB’000 Consolidated Q1/2018 Q1/2017 ∆% Distributor of medical devices and

decrease was derived from engineering service, solar energy, and Trading business. • Overall gross profit margin decreased from 13.3% to 9.1% amount Baht (24.09) million. 2019 2018 Revenue 383.44 443.08