addition, higher household debts pressured consumer to carefully control their spending. (Source: Quarterly Economic Assessment and Outlook 3/2017 Bangkok Bank Public Company Limited) Performance Analysis

โภคบริโภค (Consumer Brands) และโอกาสใหม่ในการท าธุรกิจแฟรนไชส์ในต่างประเทศ การควบคมุทางด้านการเงินและการด าเนินงานอยู่ระหวา่งการประเมินและวางต าแหน่ง เพื่อที่จะสามารถท าให้บริษัทฯ มองเห็นผลตอบแทนจากการท

is support sustainable growth. 2) For eCommerce channel which has been developed since end of 2017, the Company keep investing in this platform to serve the change of consumer lifestyle and 3) The

operating performance of the HomePro business in Malaysia is still not in line with the plan, with concerns over consumer confidence. However, the subsidiaries have continuously improved operational

, however, it would be restrained by non-farm household income given signs of moderation in earnings, and lower consumer confidence among low-income households due to elevated household debt. Bank of Thailand

at HomePro, Mega Home and HomePro in Malaysia. Moreover, the Company organized various marketing activities throughout the period with the aim of stimulating consumer spending. Activities included the

(BOT)1 summarized that the Thai economy continue to expand supported by the increasing farm household income and total nonfarm payroll income. Moreover, Consumer Confidence Index showed an uptrend when

outlet is expected to operate in 4Q18. For eCommerce channel which has been developed since end of 2017 the Company keep investing in this platform to serve the change of consumer lifestyle, likewise

revenues portion such as debt management business, consumer finance business and insurance business.   Management Discussion and Analysis, Q3/2018 Page 3/5 Jaymart Public Company Limited Selling and

มีสัดส่วนการลงทุนใน หุ้นกลุ่ม Consumer Staples 28.9% Technology 28.1% และ Healthcare 23.3% การเปลีย่นแปลงทีเ่กดิขึน้ในรอบบญัชทีีผ่า่นมาเมือ่เทยีบกบัรอบบญัชีกอ่นหนา้ กองทุนจดทะเบียนในวันที่ 4 ธันวาคม