business operations of its particular bank and its financial conglomerate, transaction volume and related risks and must be reviewed at least once a year and upon any significant change. In addition, close

Conservation Policy as guidance for contributing to efforts to mitigate the impacts of climate change by reducing greenhouse gas emissions caused by our operations and by creating products and services that

. However, tax collection under the Act will commence on January 1, 2020. One significant change under the Act is that local administrative organizations are now authorized to collect the land and building

institutions which may cause widespread repercussions and rapid changes. Having studied this law and made preparations for the change, we are confident that we will be able to accurately and fully comply with

E_1 Legal_FA_2015_12_29-c A FFeeCCoorrppLL44..11hhiigg A Executive Summary Management Discussion and Analysis For the Quarter Ended September 30, 2017 The Thai economy maintained steady growth in the third quarter of 2017, buoyed largely by tourism and exports. Nonetheless, the economic recovery was not broad-based, as evidenced by sluggish private consumption. While certain businesses were still fragile, others remained mired in uncertainty in terms of new modes of competition, a broader market...

2019 was resulted from the employee retirement benefit. Operating Highlights Q4/18 Q3/19 Q4/19 Change +/- 2018 2019 Change +/- (THB million) % YoY % QoQ % YoY Revenue from sale of goods 2,356.1 2,275.0

Limited (“the Company”) would like to clarify on the change in the performance and the financial status over 20 percent for Q2/2019 ended June 30, 2019 of the Company and its subsidiaries as shown below

Net profit 2017 837,308 293,207 80,159 93,260 -236,013 2018 929,354 325,527 88,001 79,800 128,745 Change 92,046 32,320 7,842 -13,460 364,758 % Change 11.0 11.0 9.8 (14.4) 154.5 บริษัทมีผลกําไรสทุธิสําห

) Revenue Gross profit Selling Admin Net profit Q1/18 213,552 76,707 21,974 18,709 27,898 Q1/19 236,732 84,100 22,010 20,368 35,928 Change 23,180 7,393 36 1,659 8,030 % Change 10.85% 9.64% 0.16% 8.86% 28.78

SELLING ADMIN NET PROFIT 3Q/17 3Q/18 Revenues Gross Profit Selling Admin Net profit 3Q/17 185,920 62,255 17,599 18,053 19,079 3Q/18 249,407 89,092 21,509 18,502 32,736 Change 63,487 26,837 3,910 449 13,657