financial cost at present the Company is considering the solution to reduce the financial cost happening by expecting to see a result since the 1st quarter next year onwards. 3. Profit for the period Unit

from financial institutions of THB 101.00 million. As the result, cash and cash equivalents as at 30 September 2019 was THB 316.56 million. Yours Sincerely Suranart Kittirattanadetch Chief Finance

and according to target. In 2019, Thai economy has decelerated with GDP reported at 2.4% decreased from 4.1% in 2018 as a result of declining in export growth and Baht appreciation. The world-trade

management assessed the agreement in accordance with TFRIC 12 ‘Service Concession Arrangements’. As a result, the Group’s management recognized revenue from construction under a concession arrangement in

pursuing debt collection respectively. The Company has been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently

European Commission (EC); (b) an independent agency which has a duty to regulate auditors in the countries where the assessment result of its regulatory standards under the Financial Sector Assessment

been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 95% of total personal loan sales which

baht increased 608 million baht or 12% y-y and 6% q-q. This is the result of continued growth in core business revenues especially in credit card increased by 17% y-y, which in line with increasing of

addition, creditors in the part of unbilled payables have issued invoices to collect money but the payment of goods and services has not yet due according to the credit terms received. As a result, the trade

truck segment due to rising problem loans. Domestic car sales decreased by 12.4% to 188,910 units as a result. Export volume increased by 0.6% to 295,640 units. For the period of January to December