the Company, at which the directors who had no interest in the connected transaction attended, had the opinion that the entry into such supporting normal business transaction is justified and will

previous year. 1.3 Ramkhamhaeng has profit from reverse the entry Allowance for doubtful accounts Loans receivable and Accrued Interest receivable in the amount of 93.56 and 114.65 million baht. RAM received

% from the interest income 0.69 million baht of bills of exchange, the interest from fixed deposits, gain&(loss) from the current investments acquisition 0.63 million baht and other income 5.80 million

investment units from the Company and front-end fee income from ONE Asset Management Limited (The Company’s subsidiary). 1.3 Interest on margin loans The Company’s interest income on margin loans in 1Q2018

other incomes in 1.2 and 1.3 there are also the following incomes : Unit : Million baht 2018 2017 Interest income 1.36 1.99 Other incomes 215.52 7.27 - Profit from reverse the entry of Impairment of

Separate Q2/2020 + Increased Q2/2020 + Increased /- Decreased /-Decreased Brokerage fees income 651.50 240.99 651.50 240.99 Fees and service income 42.89 17.13 42.89 17.13 Interest income 42.63 (14.98) 42.54

employee category and marketing expenses. Other revenues was Baht 0.95 million. It decreased Baht 2.01 million or equivalent to 67.84 % compared to the same period last year by gaining from interest

Separate Q1/2020 + Increased Q1/2020 + Increased /- Decreased /-Decreased Brokerage fees income 317.67 119.28 317.67 119.28 Fees and service income 16.99 8.62 16.99 8.62 Interest income 22.09 (7.15) 22.03

% Other Income 24 9 15 167% 36 19 17 89% Distribution costs (93) (97) 4 -4% (76) (77) 1 -1% Administrative expenses (134) (139) 5 -4% (127) (113) (14) 12% Finance cost - Interest expenses (13) (11) (2) 18

from the Covid-19 pandemic and temporary closed stores in each countries. Earnings before Interest, Tax, Depreciation and Amortization (EBITDA) In 1Q 2020, the Company had earnings before interest, tax