single brand of KASIKORNBANK. In alignment with our business strategies for 2019, KBank and subsidiaries thus reported Baht 38,727 million in net profit, increasing Baht 268 million or 0.70 percent

is as follow: EPS dilution= EPS before offering = EPS after offering = 7/10 *Net Profit of Last 12 Months THB -110.91 mn (as of June 2017) Case 1 and 2 EPS before offering= = THB -0.278 per share EPS

ได ้(Core Net Profit after Tax) เท่ากบั 128 ลา้นเหรียญสหรัฐ (4.0 พนัลา้นบาท) ลดลงร้อยละ 27 เม่ือเทียบปีต่อปี  ก าไรต่อหุน้หลกั (Core EPS) เท่ากบั 0.67 บาท ลดลงร้อยละ 32 เม่ือเทียบปีต่อปี  กระแสเงินสด

ลงัหกัภาษีเงินได ้(Core Net Profit after Tax) เท่ากบั 128 ลา้นเหรียญสหรัฐ (4.0 พนัลา้นบาท) ลดลงร้อยละ 27 เม่ือเทียบปีต่อปี  ก าไรต่อหุน้หลกั (Core EPS) เท่ากบั 0.67 บาท ลดลงร้อยละ 32 เม่ือเทียบปีต่อปี  กระแส

generate revenue and profit of the Company in the future. Moreover, it shall diversify risks on business which is not only depended on main revenue from television media business which it growth rate has

profit (excluding special items) amounting not less than Baht 100,000,000 per year (the “Second Share Purchase Condition”). The payment for and transfer of the second portion of the Sale Shares will be

continuously decreasing of economic status and consumption product resulting the total revenue and net profit of the Company is decreased. In 2017, the Company has total revenue of THB 294 Million decreasing

decreasing of economic status and consumption product resulting the total revenue and net profit of the Company is decreased. In 2017, the Company has total revenue of THB 294 Million decreasing from THB 322

738.1 5.2 715.7 8.5 3,005.2 2,768.1 8.6 LH Financial Group Public Company Limited Management Discussion and Analysis for the year ended 31 December 2019 Page 10/22 Profit before Bad Debts and Doubtful

2.5 1.4 Other expenses 143.3 141.8 1.5 1.1 Total 731.4 686.4 45.0 6.6 Profit before Bad Debts and Doubtful Accounts and Income Tax Expenses In the first quarter of 2019, the company and its subsidiaries