increase to 17.03% while Tier-1 ratio will be 13.52%. Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the commercial banking business

Group”) business is divided into two main areas: the commercial banking business operated by the Bank and capital market business operated by its subsidiaries which are comprised of PHATRA, PTSEC, PASSET

Maldives, namely Dusit Maldives Investment Pvt. Ltd., Dusit Maldives Management Pvt. Ltd. and Dusit Worldwide Maldives Pvt. Ltd. to accommodate the entering into the transactions in relation to the Dusit

subsidiaries in the Republic of Maldives, namely Dusit Maldives Investment Pvt. Ltd., Dusit Maldives Management Pvt. Ltd. and Dusit Worldwide Maldives Pvt. Ltd. to accommodate the entering into the transactions

Public Company Limited and its Subsidiaries Management’s Discussion and Analysis for the year ended 31 March 2020 Executive Summary Thai Economy in the first quarter of 2020 happened into recession due to

development plan of which is divided into phases and certain phase is not completely developed. Clause 11 The classification of units shall be under the following rules: (1) the same class of units shall have

infrastructure asset that the development plan of which is divided into phases and certain phase is not completely developed. Clause 11 The classification of units shall be under the following rules: (1) the same

Convergence) strategy will be deployed targeting mid-to-high-end customer segments bringing differentiated quality and services of home solutions expanding into the new under-served areas. It is our dedication

collection period (days) for FY23 was 52 days. Significant Events in FY23 • Advanced Wireless Network Company Limited (“AWN”) entered into an agreement to accept a transfer of the license of 700 MHz spectrum

registered capital. The details are as follows: “Clause 4 Registered Capital THB 180,970,466.50 (One Hundred Eighty Million Nine Hundred Seventy Thousand Four Hundred Sixty Six Point Five Baht) Divided into