for 3Q18 declined from 7.7% to 7.3% yoy from the expansions of loan portfolio in the low yield segment – housing loans, corporate lending and real estate 6 development loans. Meanwhile, cost of fund for
Bank’s loan portfolio for 1Q21 expanded by 2.1% from the end of 2020 with growth driven by hire purchase, housing and real estate lending segment. For asset quality, the Non-Performing Loans (NPLs) to
commercial bank. (6) Factors Having Impact on Future Operating Results It is anticipated that the economy in 2019 will not be so bright due to the forecast of slowdown in global economic growth. As for
in Chonburi and Rayong province is moderate. Water supply in the reservoirs was approximately to average water quantity of the past 10 years. The weather forecast of the Department of Meteorology was
in moderate level. Water supply in the reservoirs was approximately lower than the average water quantity of the past 10 years as decreasing rainfall in that area. The weather forecast of the
reservoirs was approximately lower than the average water quantity of the past 10 years as the drought impact during the last year. The weather forecast of the Department of Meteorology was expected that the
, complete and true and does not cause any misunderstanding or not missing any material information. 16 Qualification of Independent Advisor Not applicable 17 Financial Forecast for the Current Year None 18
the forecast for the year 2018, but with revised forecasted Investment • The Company has maintained 5% growth of core revenue for the year 2018 mainly driven by Dusit Thani Hotels in Phuket, Manila
healthy financial position and sturdy debt service capacity with interest-bearing debt-to-equity ratio of 0.10 times. 2018 Outlook Maintain 2018 forecast, yet adjust down new hotels opening • Despite Boat