% y-y. In the second quarter of 2021, credit card revenue was 1,594 million baht, a decrease of 27 million baht or 2% y-y but increased by 3% q-q, mainly resulted from a reduction in interest rate for

% mainly due to the reduction of upfront expenses at the end of the contract and the maintenance expenses for prepaid projects that decrease with service duration. Assets held for sale decreased by 37.8 MB

170 million baht, and others of 68 million baht respectively. The reduction of other incomes in comparison to the same period last year was a result of no write-off transaction in this quarter. Expenses

152.3 million in Q3 2022. The reduction mainly came from the following reasons: 1. No share of profit from Hyundai Motor (Thailand) (AH holds 20%) which stopped the business operation since Hyundai Motor

last year. The reduction was mainly in the pick-up truck segment caused by limited availability of retail financings for car buyers due to financial institutions’ tightening lending practice especially

significant reduction in interest expenses. Net Profit In 1H 2024, the company's net profit amounted to THB 117.77 million, an increase of THB 32.48 million YoY (+38.08%). This increase is attributed to the

Baht which was lower than the same period last year 30% due to the reduction of rental and service revenues. Service and Administrative Expenses The Company had service and administrative expenses for

reduction in the Company and its subsidiaries’ ownership interest from 28.49% to 20.56% following the increasing of the share capital to its major shareholder. 4. In November 2018, the Company and its

was due to an increase in Allowance for doubtful accounts of Baht 21.8 million resulting from liquidity problem of one major accounts receivable. In addition, there was a reversal of reduction cost of

2.88 million since the reduction of consulting fee. 4. The trading income which was recognized for the first time in year 2018. 2018 EN MS SE TD Total Revenue 680.44 769.52 127.66 94.96 1,672.58 Gross