customers can use this service all branches. LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter ended 31 March 2019 Page 7/19 4.6 Revenue Tax Payment Service

transfer system. The bank is also an agent of Counter Service and True Money, accepting payments for more than 500 items of goods and services. 4.7 Revenue Tax Payment Service provides convenience and offer

Increase (Decrease) Million baht Million baht Million baht % Total revenue 388.06 819.95 (431.89) (52.67) Cost of sales and services 390.44 656.76 (266.32) (40.55) Sales and Administration Expenses and

the Company and its subsidiaries as follows: Summary of S&P Syndicate PCL operating performance Ending 31 December 2018 Revenue from Sales and Services In 2018, the Company and its subsidiaries

) 9 0 6) The main Revenue f For the six increasing year. The i parent com increased b 83.51 milli For the sec main reaso same perio sales incre by Baht 55 Cost of sal For the six reason was same perio

September 30th, 2017. The operating results were, List Quarter 3 9 months period (Unit: Million THB) 2016 2017 Difference 2016 2017 Difference Operating Revenue Income from Sales of real estate 876.8 1,665.3

Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 12 Executive Summary Growth in both revenue and net profit demonstrates the effectiveness of retail

/2020 Operating Results Overall operating results of the Company and its subsidiaries (unit: THB million) Q3/19 Q2/20 Q3/20 change +/(-) 9M/19 9M/20 Change +/(-) YoYYoY QoQ Operating revenue 19,227 18,138

194.6 Income tax expenses 205.3 138.6 66.7 48.1 Profit from operations before expected credit losses and income tax 1,328.7 1,045.3 283.4 27.1 Profits from operations before income tax expenses 1,034.1

group's profits. The direction of operating results for Q3 and Q4 will be the highest growth period of the year. The trend of JMT's revenue will increase due to the income generated from the fully-amortized