THB mm or 0.9% from 31 December 2019, mainly due to • Decrease in retain earning regarding the impact of compliance the Thai financial reporting standards no.9 and no.16 • Interim dividend payment on 14

increased by THB 2,648.8 mm from THB 31,014.1 mm as of 31 December 2018, mainly from WHA-W1 exercise and increase in market price of REITs as well as increase in retain earnings. KEY FINANCIAL RATIOS 31

means these are potential markets. We will work hard to maintain our market share in domestic market by improving our sales strategy, developing new products fulfilling market needs and continuing to grow

Selling and administrative expenses in 2019 increased by Baht 31.2 Million or 5.6% from 2018 due to increase more distribution channels and sales promotions to maintain customer base and increase domestic

, which decreased from the previous year resulting from the competition and the impact of the trade war. Although the sales volume was reduced due to the said situation, the Company could still maintain the

addition, revenue from rent and service increased by THB 39.58 million. Overall gross margin improved by THB 37.70 million. The Company was able to maintain the gross margin to be the same level of previous

Cost Q3/2017, the Company and its subsidiaries have the loan interest 21 MB increased from year 2016 in the amount of 2 MB which is the result of the Company more maintain foreign currency in FCD account

21 MB increased from year 2016 in the amount of 2 MB which is the result of the Company more maintain foreign currency in FCD account and manage the capital circulation in short-term liquidity

professional law firm for maximizing the Company's benefits. The cost of litigation fees in the year 2017 are in the total of Baht 12.69 million. As for other administrative expense, the Company still maintain

have clear guidelines for the exercise of voting rights to maintain the best interest of the mutual fund and the guidelines shall be approved by the board of directors of the mutual fund management