Profit excluding FX impact and Extra item /3 Deferred revenue from assets monetization to WHABT in 2015 which recognized in the first quarter of 2019 as a result of accounting standard adjustment (TFRS 15
system in accordance with the prescribed standards so as to raise credibility of financial reporting of businesses in the capital market in accordance with the accounting standards established by the
Financial Reporting Standards relating to financial instruments This year, the Bank and its subsidiaries have adopted the pack of Thai Financial Reporting Standards relating to financial instruments issued by
U Company Limited, the accounting acquirer, to enter into the contract for educational business transfer to Western U Education Company Limited, a related party, Calculated using book value of 1 ,299
right-of-use assets as a result of the adoption of the new financial reporting standard in year 2020 and increase investment in technology and information system. 2. Total liabilities increased 31,457,336
from increase the right-of-use assets as a result of the adoption of the new financial reporting standard in year 2020 and increase investment in technology and information system. 2. Total liabilities
113.14 million to Baht 180.07 million compared to the same period of the previous year according to the changing of accounting policy in accordance with Thai Financial Reporting Standards 9 (TFRS9) which
13.25 million. The Company has already set an allowance for loss of such bad debt. However, the Company has adopted the Thai Financial Reporting Standard - Group of Financial Instruments (TFRS 9) which
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