utilities bill reduction. Also, NBTC’s measurement for free data and voice in April to May affected Company in short- term on mobile top-up and bill payment. However, the Company has prepared its cash flow by

the selling expenses in the UK market under the operation of ICUK remained under control to achieve the rate of return on sales, and a reduction in sponsorship fees to an international football club in

63% of total turnovers with revenue of 1,550 million baht, a decrease of 188 million baht or 11% y-y, mainly resulted from a reduction in interest rate for credit card by 2%, which effective in 1st

% y-y. In the second quarter of 2021, credit card revenue was 1,594 million baht, a decrease of 27 million baht or 2% y-y but increased by 3% q-q, mainly resulted from a reduction in interest rate for

% mainly due to the reduction of upfront expenses at the end of the contract and the maintenance expenses for prepaid projects that decrease with service duration. Assets held for sale decreased by 37.8 MB

170 million baht, and others of 68 million baht respectively. The reduction of other incomes in comparison to the same period last year was a result of no write-off transaction in this quarter. Expenses

152.3 million in Q3 2022. The reduction mainly came from the following reasons: 1. No share of profit from Hyundai Motor (Thailand) (AH holds 20%) which stopped the business operation since Hyundai Motor

last year. The reduction was mainly in the pick-up truck segment caused by limited availability of retail financings for car buyers due to financial institutions’ tightening lending practice especially

significant reduction in interest expenses. Net Profit In 1H 2024, the company's net profit amounted to THB 117.77 million, an increase of THB 32.48 million YoY (+38.08%). This increase is attributed to the

Baht which was lower than the same period last year 30% due to the reduction of rental and service revenues. Service and Administrative Expenses The Company had service and administrative expenses for