furniture and decorations retail stores in total, of which 44 stores in Thailand and 19 stores in overseas, consisting of 1) 31 stores of Living Index Mall; 2) 5 stores of Index Furniture Center; 3) 1 store

a holding company has investments in retail and financial businesses. During the second quarter, the company passed the coronavirus outbreak ("COVID-19"). Although the situation of the COVID- 19

, particularly in the retail and wholesale, and tourism sectors. There was slightly higher demand for consumer loans from the previous quarter from credit card loans resulting from sales promotions and new

types: (1) a retail trust which is a trust without the restriction under (2); (2) a major investor trust that the unitholders of which are restricted to major investors. Chapter 2 Application and

) % Increase (Decrease) 2018 2019 THB mm % THB mm % THB mm % Revenue from the sale of goods 1. Domestic sales 1.1. Retail stores 1,872.4 82.6 1,852.9 82.2 (19.5) (1.0) 1.2. Projects 236.5 10.4 253.2 11.2 16.7

liabilities 2,894 22.3% 6,844 41.6% 3,950 136.5% Total Liabilities 9,013 69.3% 11,780 71.6% 2,767 30.7% Total Shareholder’s Equity 3,990 30.7% 4,664 28.4% 674 16.9% Management and Discussion Analysis FS2017

THB 9.40 million or 2,000.00% from the same period of previous year due to the big lot sales to major customer while there is a few retail customers in in last year. Other Income Other income of the

that the new government will continue the government's policy which is expected to affect the demand for products and services in the retail wholesale business group restaurants and hotels and

*%" business model #$!'$".'O)M"" (* " • open access .'j(R% R#$!\% "()*' .%KL.'\% "()*CbML"&P*'# .'&P*'#%#SPKL O* ,")+!C!#SX?bK$%j{ .S.1986 '?C'*"O#" ," ) commission L$ 'P* retail *(' '*".'C bML"$ .%/")'j

Company will then comply with all those regulations in future. 3. Synergy Group of Company Jay Mart Group is the companies formed by the expansion of retail and financial businesses segments where the