) (49.27) Depreciation and amortization 19.76 15.96 3.80 23.81 2 95.25% 96.18% 4.75% 3.82% 1Q18 1Q19 Sale Other income 62.13% 62.66% 37.87% 37.34% 1Q18 1Q19 House brand Other brand Key financial ratio
% % ChangeFinancial Position : Consolidated Balance Sheet Page 4 of 4 Ratio Analysis of Financial Statement year ended September 30, 2019 Both of return on assets and return on equity of 3Q19 improved yoy. driven by
658.98 16.19 Total Liabilities 5,344.09 4,593.56 750.53 16.34 Total sharehoder's equity 3,561.77 3,959.51 (397.74) (10.05) Interest bearing debt to equity ratio 1.33 1.03 Debt to equity ratio 1.50 1.16
(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31
institutions decreased by 298.2 million Baht due to the Company and its subsidiaries returning the short-term debt to financial institutions. 2. Trade and other payables decreased by 103.6 million Baht due to
)% Financial ratio analysis. From the debt to equity ratio of 0.44 time there is no risk in borrowing. The Company's performance For three months As of September 30, 2018, there was a net loss of Baht 14.52
-1 ratio will be 13.65%. Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the commercial banking business operated by the Bank
at 12 12.49%. When including profit up to end of 4Q18, the BIS ratio will increase to 17.46% while Tier-1 ratio will be 13.65%. Business Segment Performance The Kiatnakin Phatra Financial Group (“the
administrative expenses as a percentage of revenues represented 42% - Bad debt and doubtful accounts In the fiscal year ended February 28, 2018, the bad debt and doubtful accounts in the consolidated financial