18.50 2 Key financial ratio related with operating result (%) 2Q18 2Q17 %YoY 1Q18 %QoQ 1H18 1H17 %YoY Gross profit margin (%) 41.28 46.87 -5.59 41.99 -0.70 41.63 44.78 -3.15 Distribution costs and

clients to decrease by 30 percent compared to normal situation. The real estate business of the company continued to slow down, therefore, the company focuses on real estate rental for living and operating

Rnj, (Translation) MD. 073/2020 May 13 , 2020 Re: Management Discussion and Analysis For the Operating Results ended March 31, 2020 To: President The Stock Exchange of Thailand Management Discussion

17.41 15.98 19.83 1.80 59.78 49.71 20.26 Key financial ratio related with operating result (%) 3Q19 3Q18 %YoY 2Q19 %QoQ 9M19 9M18 %YoY Gross profit margin (%) 46.47 42.44 4.03 44.00 2.47 43.93 41.88 2.04

AIT (VP-SEC) 027E/2024 7 November 2024 Subject: Management’s Discussion and Analysis of Operating Results for Q3-2024 To: The President of the Stock Exchange of Thailand Summary of Operations Q3-2024

205mn ordinary shares at an offering price of THB 1.60 per share • On 24 April 2019, the shareholder meeting has approved the cash dividend payment from the operating results of the second half of 2018 at

the 2nd quarter financial statements as of August 31, 2019 which were reviewed by Deloitte Touche Tohmatsu Jaiyos Audit Company Limited. The operating performance is summarized as follows. Overview

Stock Exchange of Thailand The Company wishes to present the Management Discussion & Analysis (MD&A) on the operating and financial status for the year 2018. The MD&A would enable the investors to better

make further decision. 2. Operating Results (Company and Subsidiaries) Total revenue of the consolidated financial statements for Q3/2019 amounted 72.6 million baht compared to Q3/2018 with total revenue

Kiatnakin Bank Public Company Limited (“the Bank” or “KK”) submits the Management Discussion and Analysis (MD&A) report for the second quarter ended June 30, 2017 comparing operating performance and financial