amount back to normal level. Statement of Financial Position As at September 30, 2020, the Company had total assets of Bt3,242.21mn, decreasing mainly from depreciation costs. Total liabilities were
result of loan repayment by net proceed received from SPRIME. Nevertheless, the Company determines to maintain an optimal capital structure by lowering leverage level which will ultimately reduce debt
ratio from 1.35x to 1.39x was mainly due to dividend paid to shareholders in May 2019. Nevertheless, the Company determines to maintain an optimal capital structure by lowering leverage level which will
Bank (Cambodia) Plc was 594 million baht, increasing by 26% y-y and AEON Leasing Service (Lao) Company Limited of 114 million baht, which was at the same level as last year. - Others For the fiscal year
and the announcement of the lockdown measure in May 2021 are expected to affect both the purchasing power of consumers and the level of domestic economic recovery. However, if COVID-19 vaccination can
receivable at the end of previous year. The delinquent account receivables for 3 months and up was 5.2% in the first quarter of 2021, which was at the same level as last year. For default receivables in credit
curb the pandemic. From the situation, unemployment rate in the second quarter of 2021 was at 1.89% and household debt showed high level. As of August 31, 2021, the Company’s total cards reached 9.29
negative and gross profit margin for the full year 2020 was thus at low level. Selling and administrative expenses increased from Baht 1,332.70 million in 2020 to Baht 1,539.91 million in 2021. This is in
million baht, increasing by 0.4% y-y and AEON Leasing Service (Lao) Company Limited of 113 million baht, which was at the same level as last year. - Others For the fiscal year of 2021, other incomes were