Management Discussion and Analysis For the first quarter ended March 31, 2020 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66-2495-1366

with the Trust for Transactions in Capital Market Act B.E.2550 (2007), established as a result of this trust instrument and completed as a trust when the settlor has already transferred the money

, the growth in expenses was less pronounced than that of net total income. As a result, our cost to income ratio decreased to 41.07 percent compared to the previous quarter, which was still better than

Management Discussion and Analysis For the fourth quarter and year ended December 31, 2019 Bangkok Commercial Asset Management Public Company Limited 99 Surasak Rd, Silom, Bangrak, Bangkok 10500

Bangkok Bank Public Company Limited (Registration No. 0107536000374) 333 Silom Road Bangrak Bangkok 10500 Thailand Tel. (662) 231-4333 Fax (662) 231-4890 www.bangkokbank.com 110 Ref. No.: SSD./REG

profit attributable to equity holders of the parent company of 838.86 million Baht, decreased by 42.17 million Baht or 4.79%. Income statement (Million Baht) For the three-month period For the nine-month

: “intermediary” means a securities company or a derivatives intermediary; “fund management company” means a securities company licensed to undertake securities business in the category of mutual fund or private

, Conditions and Procedures for the Establishment and Management of Infrastructure Funds; “company” means a limited company or a public limited company; 2 “paid-up capital” means the total value of units fully

signature in giving opinions on the auditing of the following financial statements: (1) financial statements of a foreign company applying for a public offering of shares in Thailand, or having been granted

result of correction, systematically. 9 Additional Guidelines 7. In complying with Clause 6 (5), the intermediary should ensure that the internal control system is monitored and evaluated and deviation of