effectively support KBank operations. - Preparation of data protection measures, currently in the process of implementing Data Protection program as a security measure and for the prevention of risks related to

increased .In addition the Social security revenue of subsidiaries decreased because of the uncertainty of the payment system of Social security office. 2. Cost of hospital operations & Administrative

also set the “AI-Powered Organization” strategy to drive the use of AI for enhancing regulatory efficiency and sustainable law enforcement. The SEC also set up an AI taskforce to drive systematic and

customer expectations, consumer protection and customer privacy. Beyond these strategies, we focus on predictive risk management with the aim of maintaining KBank’s stability as a leading financial

to Item 11]. 4. Management of the computer network systems and information transfer: - communications security [Referring to Item 9] - information transfer [Referring to Item 9.2] 5. Protection against

Item 11]. 4. Management of the computer network systems and information transfer: - communications security [Referring to Item 9] - information transfer [Referring to Item 9.2] 5. Protection against

banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity

against, cope with and minimize cyber threats in a timely manner to avoid their potential impact on the nation’s security. 9. Personal Data Protection Act B.E. 2562 (2019), published in the Government

The Securities and Exchange Commission (SEC), represented by the Capital Market Education Department, in collaboration with the Fiscal Policy Office (FPO), the Deposit Protection Agency (DPA), and

students titled “Creating Understanding of Financial Management and Deposit Protection.” This initiative aimed to enhance the understanding of the SEC’s roles as well as financial planning and goal setting