. Financial Ratio Analysis Q4'19 Q4'18 2019 2018 Liquidity Ratios Current ratio (times) 1.8 2.7 1.8 2.7 Number of days of inventory 30 35 33 36 Collection period (days) 46 42 47 45 Accounts payable (days) 45 43

% 55.72 2.63% Account payables, trade and others 4.85 0.26% 368.07 17.38% Income tax payable 3.85 0.20% 6.64 0.31% Other current liabilities 0.01 0.00% 9.76 0.46% Total current liabilities 261.68 13.80

according to the credit terms. As a result, the trade payables increased. Income tax payable increased by 24. 0 MB, representing an increase of 81. 9% because The Company's collection from trade accounts

Dividend payable. This table mainly presents items that has significant changes. Unit: Baht in Million Q1/2019 Q4/2019 Q1/2020 % Inc. (dec.) yoy qoq Total Liabilities 62,573.00 78,724 82,455 31.8 4.7 Accrued

or 3% from last year. The revenues growth came from an increase in credit card income and bad debt recovery. As of May 31, 2017, The Company has active billings of 3.42 million accounts per month with

to Baht 33 million in 2Q2017 (41 percent increase), mainly from an increase in the Company’s credit balance accounts. 3. The Company reversed bad debts and doubtful accounts of Baht (8) million in

make payments in the currency of Thai baht, or accepting payments through deposit accounts or electronic money accounts in Thailand;   (4) specifying a condition that Thai law shall be the governing law

colluded with Somchai Chaisrichawla in manipulating the share price of Asia Metal Plc. (AMC) from September 13 to November 16, 2006. In this regard, she had provided Somchai with two client trading accounts

and its subsidiaries for the year ended 31 December 2018 represented a loss before the provision for doubtful accounts and impairment on assets of Baht 112.79 million. Inclusive of the provision for

Limited and its subsidiaries for the six-month period ended June 30, 2018 represented a loss before the provision for doubtful accounts of Baht 24.13 million. Inclusive of the provision for doubtful