policy made the decrease of revenue but decrease the expenses caused from that distribution channels. In this regard, the other revenues decreased significantly for the 3rd quarter, 2019 that caused from

in order to increase sales, in the meantime focus on control system and reduce expenses to conform actual incomes which decreased. Performance Analysis Unit : MB For the quarterly Change For the six

. In addition, the Company also partners with retail stores to provide more installment loans. The Company provides more channels to facilitate financial services to customers and reduce Company’s

decreasing from the expense management of domestic customer by reduce some distribution channels that could not well generate income to other distribution channels instead. In this regard, the Company could

Company is making the best effort to manage expenses efficiency by implementing IT system to reduce operation and resource, investing in solar rooftop to decrease electricity expense by starting the first

amounted to THB 1,184.27 million (or 37.73% of total assets) and THB 1,149.65 million (or 38.58% of total assets), respectively. The decrease in total assets of THB 158.43 million mainly came from a decrease

strategy to emphasize FN brand awareness and increase FN brand equity which is support sustainable growth. For expense management efficiency, the Company implements IT system to reduce operation and resource

Thailand had to announce the closure of the country and take measures to lock down. In order to reduce the spread of the new corona virus (COVID- 19 ) has made the Thai economy as a whole, significantly

period in 2019 due to the COVID-19 outbreak. This outbreak has caused the number of businesses to slow down their investments, reduce the production, cease the operations, and close down certain parts of

same period of previous year as amount of 140.27 Million Baht. Mainly due to decrease in main activities income and adjustment on reduction of unnecessary expenses. Moreover, quarter 2/2020 there is