services as compared to 85.4% in 2017. This is a good indicator that customers are warming up to outsourcing as they undergo their own journey of HR transformation. 2. Financial position Table 4: Overall

compared to the same period last year. It is a positive indicator as foreigners are accounted for more than 30% of the Company’s customer portfolio. For the plan to launch luxury condominium projects worth

สอบบัญชี (Audit Quality Indicator)” ให้เหมาะสมยิ่งขึ้น www.sec.or.th โทร. : 0-2033-9999 แฟกซ์ : 0-2033-9660 สำนักงานคณะกรรมการกำกับหลักทรัพย์และตลาดหลักทรัพย์ 333/3 ถนนวิภาวดีรังสิต แขวงจอมพล เขตจตุจักร

สอบบัญชี (Audit Quality Indicator)” ให้เหมาะสมยิ่งขึ้น     1.2 ยุบรวมเอกสารประกอบคำขอในส่วนที่ซ้ำซ้อน เช่น ยุบรวม “หนังสือนำส่งเอกสารหลักฐานเกี่ยวกับสำนักงานสอบบัญชี

management and control units are responsible for providing independent and objective views on specific risk-bearing activities to safeguard the integrity of the entire risk process, as well as controlling risk

with its returns and risk appetite.  Risk management and control units are responsible for providing independent and objective views on specific risk-bearing activities to safeguard the integrity of the

endeavors aim to understand and anticipate each individual customer’s needs under the “Segment of One” concept and to provide smart personalized “Financial and Life Solutions” to the right customer at the

the independence and objectivity of credit rating operations; Transparency and timeliness of ratings disclosure CRAs should make disclosure and transparency an objective of their ratings activities; and

significantly in recent years. While it is our stated goal of doubling the EBITDA every five years, based on the LTM 3Q17 performance, we have achieved this target in four years itself. Note: Core EPS for 2013

growth has accelerat- ed significantly in recent years. While it is our stat- ed goal of doubling the EBITDA every five years, we have achieved this target in the last four years. IVL is well positioned to