of management for the Ministry of Finance’s debt incurred from aiding the Financial Institutions Development Fund – must not exceed 1 percent p.a. of each bank’s deposit base. Currently, financial
regulations which will take effect in 2020, especially the Thai Financial Reporting Standards (TFRS9), and capital requirements, as well as other additional measures intended to mitigate the household debt
heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership
debt payment, loan guarantee or purchase from public auction by financial institutions, from BOT Circular ForNorSor (23) Wor.575-2562 dated May 8, 2019, effective May 15, 2019 onward. Criteria for
also creating innovative products and comprehensive services in keeping with changing customer expectations regarding financial services, with ever-greater consideration of consumer protection and
financial ratios (c) provision that restrict the issuer from creating additional debt under certain conditions. (d) provision that restrict the issuer from creating a lien on its assets or that of its
Resources CONTENTS Executive Summary and Management Guidelines to Mitigate the Effects of the COVID-19 Outbreak 03 Statement of Income 09 Business Performance 11 Statement of Financial Position 24 Cash of
Refinery & Trading Business Group 15 Marketing Business Group 17 Power Plant Business Group 19 Bio-Based Products Business Group 21 Natural Resources Business Group 23 Statement of Financial Position 26 Cash
Cash Flows Statement Accounting Business Performance Executive Summary Statement of Income 23 of Financial Position Environment Management 3 Financial Ratios 28 Executive management’s prospects to
Company in the amount of Baht 486.62 million. The Company shall spend sum of money received from Spring on debt repayment of the Company, primarily for financial institutions’ debts in the amount of Baht