% 1.16% 1.09% 0.07% Return on average equity * 8.91% 9.16% 8.33% (0.25)% 0.58% 9.04% 8.50% 0.54% * Attributable to owners of the Bank Million Baht Item September 2018 June 2018 December 2017 Change

amounting to THB 6.8bn in media capacity nationwide. OOH media is expected to continue to grow substantially on the back of mass transit line expansion both domestically and internationally, new office

better potential in considering for public funding resources including bank financing, equity fund and else for future business expansion purpose. - In additional, the Company also aims that acquiring

743.1 million baht. Even though the COVID- 19 pandemic bringing significant disruption to business, The Group still maintains the profit attributable to equity holders of the company amount of 707.1

equity method -0.2 0.0% -0.3 -0.1% -0.2 101.9% Profit (loss) before income tax expense -57.5 -8.9% 29.9 4.9% 87.4 - Tax expense (income) -13.3 -2.1% 1.4 0.2% 14.7 - Profit (loss) for the year -44.2 -6.9

is because in Q3- 2022, the allowance for expected credit losses incurred from long- standing receivables and the loss on fair value adjustments of equity investments higher than other quarters were

1 Ref. No. JUTHA-10/2563 November 2, 2020 Subject: Amendment of Articles of Association, Debt to Equity Conversion Constituting a Connected Transaction, Issuance and Offering of Newly Issued Ordinary

expansion into business factoring loans, the Company has continuously grown in term of factoring loan. The credit approval is increasing and no non-performing loans due to the strict criteria of customer

days in advance. The company had expenses related to new recruits for new three branches and one branch expansion in the first half of 2017. In contrast, the Company opened only two branches of Maygori

branch, Central Plaza Bangna branch, and The Mall Bangkapi branch. 3 Continuous expansion of new store format "After You Marketplace" Developed and created more than 17 new products Expand pop-up stores